Shop Now,
Pay Later!

Simple. Chilled. Laid-back.
Introducing the new Scan Now Pay Later App, Freo Pay.

Chilled out Registration Process

Just fill out a few details to get approved for postpaid

Make Instant Payments

Use your pre-loaded digicash anytime, anywhere.

Repay, Replenish, Reuse.

Pay on or before the 5th of every month and recharge your Freo Pay amount

What can you do with Freo Pay?

Bills giving you the blues? It’s about time you CHILL!

Super Fast Payments Processing

One Bill for all your Expenses

Track Small Expenses and Petty Spends Easily

Can be used for Offline and Online Purchases

Access 100% Digital Cash with One Click

Revolving Limit - Repay and Resue

Bills giving you the blues?
It’s about time you CHILL!

“Bhaiya tab mein lagana.”

That's a phrase we've practiced right from childhood well into our adult lives. You probably had a running tab at your school or college canteen shop, local bakery, dhobiwala, or even at your local chai-sutta shop! Being able to collect your debts and paying them off all in one shot is such a convenience, isn't it? Now imagine this; what if you had the option of spending money that you can pay back later?

Freo Pay has got your back!


1) Where can I use my Freo Pay postpaid limit?

You can transact on any brick and mortar store by scanning QR code or while shopping online, use your Freo Pay ID to transact on any online merchants.

2) What is the billing cycle?

The billing cycle is from the 1st to the end of the month. All your transactions are consolidated in a single statement and a bill is generated the next day.

3) When is the repayment due date?

You have to repay by 5th of the month, else further transactions will not be allowed and late fees of 10 / day will be added for every day after 5th, which will be capped at 250. 18% GST will be added on top.

4) Can I send money to my friend?

No, you can only transact on different merchants, transferring money to non-merchants is not allowed.

5) Can I withdraw money using my Freo Pay account?

No, you can only transact on different merchants, withdrawing money to your account is not allowed.